Medicare
A federal health insurance program for individuals 65+ and certain younger individuals with disabilities.
Medicare is a federal health insurance program that began in the 1960s. It offers different types of coverage, each known as a "part," which work together to help manage healthcare costs.
- Part A helps cover inpatient care, including hospital stays, skilled nursing facility care, hospice, and some home health services.
- Part B covers outpatient care such as doctor visits, lab tests, preventive services, mental health care, and durable medical equipment.
- Part C (Medicare Advantage) is offered by private insurance companies and combines Part A and Part B, often including Part D and extras like dental, vision, and hearing.
- Part D provides prescription drug coverage to help lower medication costs.
- Medigap (Medicare Supplement) helps pay for out-of-pocket costs not covered by Original Medicare.
Know Your Choices
Medicare Part A
Inpatient hospital, skilled nursing, hospice, and some home health.
Medicare Part B
Outpatient care, doctor visits, preventive services, and durable medical equipment.
Medicare Part C
Medicare Advantage plans from private insurers, combining Parts A & B with extras.
Medicare Part D
Prescription drug coverage to help lower medication costs.
Medigap
Supplement insurance for out-of-pocket costs not covered by Original Medicare.